Jewelry & Watch Loans
Need cash but don't want to sell your watch or jewelry? We can connect you with our partner, Renee de Paris Inc., a licensed Florida pawnbroker in Miami Beach (Florida pawnbroker license #PN4401), for a short-term loan secured by your piece. You get cash today and your item back when you repay.
Request a loan quote
Tell us about your item and we'll get back to you with next steps.
How it works
- Get a quote. Send us your details and photos of your watch or jewelry and we'll introduce you to Renee de Paris Inc.
- Bring it in. Visit Renee de Paris Inc. in Miami Beach with your item and a valid government-issued photo ID. They will inspect your item and offer you a loan amount.
- Get your cash. If you accept, you sign a loan agreement and receive your money the same day. Your item is held securely until you repay.
- Get your item back. Repay the loan and interest at any time to collect your piece.
Your item is protected
- Matching ticket numbers. You receive a numbered loan ticket. The same ticket number is assigned to your item, which is stored under that number until you collect it.
- Recorded at intake. Your item's description, including any serial or reference number, weight, metal and stone details, is written on your ticket. You sign the ticket to confirm the description.
- Sealed and stored. Your item is sealed in a numbered tamper-evident bag and held securely until you repay.
- Verified at pickup. When you collect your item, it is unsealed in front of you so you can check it against your ticket, and you sign to confirm you received your item in the same condition.
Please keep your ticket safe. You'll need it, along with your photo ID, to make payments and collect your item.
Lost your ticket? Contact Renee de Paris Inc. right away. You can still redeem your item by showing your photo ID and signing a lost-ticket statement (a small fee may apply). Once reported, your old ticket is cancelled so no one else can use it.
Loan terms
- Interest: 10% of the loan amount per 30-day period.
- Keep it as long as you need. Pay the interest each month and your loan can be extended again and again, with no limit on the number of extensions.
- Missed payments: If you miss more than 2 months in a row without paying interest, your item will be forfeited and may be sold, melted or scrapped without further notice.
- You must be at least 18 and the legal owner of the item, and bring a valid government-issued photo ID.
Your exact loan amount, interest, due dates and terms are set out in the written loan agreement you sign with Renee de Paris Inc., and that agreement controls. Terms may change; always check your agreement.
Prefer to sell instead?
If you'd rather sell or trade your piece outright, see Sell or Trade.
All loans are made, documented and held by Renee de Paris Inc., a licensed Florida pawnbroker (license #PN4401), under Florida law, and all loan terms are set by and agreed directly with Renee de Paris Inc. Playtime Jewelry & Co. is not a lender, does not make loans, set loan terms or hold pledged items, and is not responsible for any loan.